Know if a certificate is good in 10 seconds.

Drop in any Certificate of Insurance. We check the coverage, endorsements, and dates against your requirements — and tell you in plain English if you’re protected.

No signup · no AI · your document is never stored
Reads ACORD 25 Property managers General contractors Insurance agencies Deterministic · zero AI
0s
to a full verdict
0
coverage types parsed
0
endorsements checked
0¢
per check · no AI
Try it now — free, no signup

See it work in one click.

Not sure where to start? Load a real sample certificate and watch it get graded. Or drop in your own.

Drop your Certificate of Insurance here

or click to choose a file — PDF, JPG, or PNG (a clear photo works)

or paste the text
What do you require?
General contractor
Property manager
Hiring a subcontractor
Custom…
Deterministic rules engine — no AI, and your document is never stored. Teams: see the Agency Plan.
Reading your certificate…
Result

Policies on this certificate

CoverageLimitsExpiresStatus

Requirement checklist

Top risks & how to fix them

Ready-to-send fix request

Processing certificates for a book of vendors, subs, or tenants?

The Agency Plan gives your whole team unlimited checks, your exact vendor requirements encoded as one-click templates, and a direct line to us for parser fixes on your real certificates. Founding rate $99/mo, cancel any time — or call (727) 200-4318 and talk to the owner.

Agency Plan →
1
Drop it in

Upload a PDF or snap a photo of the ACORD certificate. No account, no setup.

2
We read & check it

Every coverage line, limit, endorsement, and expiration date is checked against your requirements.

3
Get a clear verdict

Plain-English pass/fail, the exact gaps, and a ready-to-send email to get them fixed.

What is a Certificate of Insurance (COI)?

A COI (often an ACORD 25 form) is a one-page summary proving a business carries insurance — what types, how much, and until when. Before you let a contractor or vendor work for you, you check their COI to make sure you're protected if something goes wrong.

Do I need to understand insurance to use this?

No. Drop in the certificate and we explain everything in plain language — what's covered, what's missing, and exactly what to ask for. It's built so anyone can use it, while being precise enough for a professional risk manager.

Is a photo from my phone good enough?

Yes. A clear, well-lit photo of the certificate works — we read it directly. PDFs give the most accurate results.

Is it free? Is my document stored?

Trying it is free with no signup. Your document is used only to produce your report and isn't stored. For tracking many vendors and automatic expiration alerts, TachyonTracker offers paid plans.